Thought tide

Middle age has a way of turning the volume up on money. Suddenly, every decision echoes—savings, debt, health, the future. Time feels shorter, comparison gets noisier, and financial choices carry more weight. Still, this is not a panic stage. It’s a clarity stage. Wealth-building here isn’t about catching up; it’s about finally paying attention and making intentional moves. It starts with belief. Believe that you can save. Believe that you can invest. Believe that the numbers can change. Without belief, even the best plan stays on paper. Next, get specific. Vague goals create vague outcomes. Write down what you want: a home, retirement security, school fees, freedom from debt, or peace of mind. Then map out how you’ll get there. Clear goals give your money direction. Improve how you understand money. You don’t need to be a financial expert, but you do need financial literacy. Learn how investments work. Understand compound interest-time is still your ally. Know the tax implications,...

My Ex Is Unwell, and Suddenly ‘The Table’ Matters Thought Tide Dec 01, 2025 My ex mentioned two health scares involving a mild heart attack. I kept my voice steady, held my gaze, trying not to cause alarm. But it really bothered me. I was concerned.  I once told a friend that while people insist on “not burning bridges,” I bomb mine. I don’t look back on past relationships. I hold no enmity toward any of my exes, but I’m not one to cling to any kind of relationship after we part ways. So one would wonder how, after a decade, I’m suddenly having this conversation with my ex. We both blubbered about how life can slip through our fingers so fast, how we ought to be ready and prepared for exit. I asked him, “What does that preparation look like?” He gave me an unsure look and said, “Just live knowing each day could be your last.” Then that unpopular phrase;“What do you bring to the table?” came up. Oh, how I hate that phrase. While you pursue her, isn’t it because you already forese...